Term Deposit

Place your money for fixed amount of time and enjoy the certainty of knowing exactly how much interest you're going to earn.

ANNUAL INTEREST RATES

Term/Amount < 50.000 50.001 - 500.000 > 500.001 Effective Rate
3 months 8.50% 8.50% 8.50% 8.77%
6 months 8.75% 8.75% 8.75% 8.94%
9 months 9.00% 9.00% 9.00% 9.10%
12 months 9.25% 9.25% 9.25% 9.25%
18 months 9.50% 9.50% 9.50% 9.29%
24 months 10.00% 10.00% 10.00% 9.54%

In case of monthly interest payment the applied rate will be 0.50% less

TERMS

- Opening deposit - Free;
- Deposit currency - GEL;
- Minimum amount - 500 GEL;
- Increase or decrease - Not Allowed;
- Withdrawing the accrued interest - Monthly or at the end of the term;
- In case of termination of term deposit;
  Before 3 months from opening date - 0% will be applied;
  After 3 months from opening date - 2% will be deducted from initial rate.

From July the 1st, 2020 in accordance with the Law of Georgia on Deposit Insurance System, the amounts on all type of deposits (including current accounts) of all individuals are insured and compensated by the Deposit Insurance Agency within the limit of 15,000 GEL, regardless the number of accounts held in the Bank. The accounts of all individuals in the Bank are insured automatically, without any additional charges. For more information on deposit insurance system, visit web site at: www.diagency.ge