The Overdraft facility from Isbank Georgia gives you the flexibility to withdraw an amount up to 90% of your take-home salary.

Terms and Conditions
Overdraft currency: GEL
Minimum term: Not defined
Maximum term: 24 Months
Minimum income: 500 GEL
Minimum amount: Not defined
Maximum amount: 90% of last 6 months average salary; Maximum 18,000 GEL
Repayment: At the end of the term
Surety: Not required
Insurance: Not required
How to apply ?
To confirm amount and eligibility please apply using contact form or by sending email to
To apply, please visit our branches

Overdraft is applicable only for our payroll customers; which employer company is involved in our Payroll program and receive their salaries via Isbank Georgia accounts.