Cash-covered loan
Get financing for your business while keeping your deposit in place.
Use a deposit or other funds held with Isbank Georgia as collateral and agree on a repayment schedule that suits your business.
Key terms
- Eligible collateral
- A term deposit or Certificate of Deposit
- Loan amount
- When the loan and collateral are in the same currency, borrow up to 95% of the pledged amount. When they are in different currencies, the standard limit is 90% of the collateral value converted into the loan currency.
- Loan term
- Up to the remaining term of the pledged deposit or Certificate of Deposit.
- Repayment schedule
- Agreed individually to suit your business cash flow.
- Interest rate and fees
- Set individually.
The loan amount and currency depend on the value of the collateral and applicable lending requirements.
Contact us for a tailored offer.
Effective from: