Make More Of Every Currency.

An FX Forward contract fixes the exchange rate for a particular date in the future. The exchange is to be completed on a specified date and amount at the pre-determined rate without being affected by the prevailing market price. You can use an FX Forward contract to avoid foreign exchange risks and fix your foreign exchange cost. Especially if you deal in foreign trade or take up loans in foreign currency, you can use FX Forward transactions to fix in advance the foreign exchange cost, or lock in the foreign exchange rate so as to avoid facing the risk of foreign exchange rate fluctuation.

The repayment obligation is used as collateral and the amount of repayment is fixed at the FX Forward rate. The contract allows you to utilize the funds you have in one currency to fund obligations denominated in a different currency, without incurring foreign exchange risk. The most common use of FX Swaps is for businesses to fund their foreign exchange balances. FX Swaps can be used by importers and exporters who wish to hedge their positions.

If you have free money, we offer you to deposit it at Isbank Georgia and get high interest for it. The main advantage of the fixed term deposit is that you choose the timeframe in advance and accumulate maximum benefit.

A Certificate of Deposit is an agreement to deposit money for a fixed period of time that will earn you guaranteed higher interest compared to fixed term deposit. Isbank Georgia can issue Coupon and Discount CDs. The Coupon CD pays monthly interest and you receives the face value at maturity. The Discount CD is sold at a discount from face value. You pay less than the face value and receives the face value at maturity. The difference between the face value and purchase amount is the interest earned.