Credit line
Draw funds as needed and pay interest on the outstanding amount you’ve drawn.
An Isbank Georgia credit line helps you finance working capital and day-to-day operating expenses. Draw on your approved limit when you need to replenish inventory, pay suppliers or bridge short-term cash flow gaps.
Credit line options
- Revolving — Principal you repay becomes available to draw again during the availability period.
- Non-revolving — Draw funds in stages. The amount available is the approved limit less the total amount drawn to date.
Key terms
- Term
- Up to 12 months. The facility agreement sets the period during which you can draw funds.
- Currency
- GEL, USD or EUR, subject to applicable lending requirements.
- Credit limit
- Set individually, subject to applicable lending limits.
- Interest rate
- Set individually. Interest accrues on the outstanding principal you’ve drawn.
- Repayment schedule
- Agreed individually. Interest may be paid monthly or quarterly, depending on the agreed schedule.
Contact us for a tailored offer.
Effective from: