Term deposit
Save for an agreed term with a choice of currencies.
Annual nominal rates
- GEL
- 9.5-9.8%
- USD
- 2.2-3%
- EUR
- 1.1-2%
Plan your amount
Based on the current published terms.
Rates & full conditions
Annual interest rates · End of term
| Months | Annual nominal rate (%) | Annual effective rate (%) |
|---|---|---|
| 3 | 9.5% | 9.74% |
| 6 | 9.6% | 9.83% |
| 9 | 9.7% | 9.82% |
| 12 | 9.8% | 9.8% |
| 18 | 9.7% | 9.48% |
| 24 | 9.8% | 9.36% |
| Months | Annual nominal rate (%) | Annual effective rate (%) |
|---|---|---|
| 3 | 2.2% | 2.22% |
| 6 | 2.5% | 2.52% |
| 9 | 2.8% | 2.81% |
| 12 | 3% | 3% |
| 18 | 3% | 2.98% |
| 24 | 3% | 2.96% |
| Months | Annual nominal rate (%) | Annual effective rate (%) |
|---|---|---|
| 3 | 1.1% | 1.1% |
| 6 | 1.4% | 1.4% |
| 9 | 1.5% | 1.5% |
| 12 | 1.6% | 1.6% |
| 18 | 1.8% | 1.79% |
| 24 | 2% | 1.98% |
Annual interest rates · Monthly interest withdrawal
| Months | Annual nominal rate (%) | Annual effective rate (%) |
|---|---|---|
| 3 | 8.9% | 9.27% |
| 6 | 9.1% | 9.49% |
| 9 | 9.2% | 9.6% |
| 12 | 9.3% | 9.71% |
| 18 | 9.2% | 9.6% |
| 24 | 9.3% | 9.71% |
| Months | Annual nominal rate (%) | Annual effective rate (%) |
|---|---|---|
| 3 | 1.7% | 1.71% |
| 6 | 2% | 2.02% |
| 9 | 2.3% | 2.32% |
| 12 | 2.5% | 2.53% |
| 18 | 2.5% | 2.53% |
| 24 | 2.5% | 2.53% |
| Months | Annual nominal rate (%) | Annual effective rate (%) |
|---|---|---|
| 3 | 0.6% | 0.6% |
| 6 | 0.9% | 0.9% |
| 9 | 1% | 1% |
| 12 | 1.1% | 1.11% |
| 18 | 1.3% | 1.31% |
| 24 | 1.5% | 1.51% |
- GEL
- Minimum amount: 500
Fee (%): 0%
Fixed fee: 0 - USD
- Minimum amount: 500
Fee (%): 0%
Fixed fee: 0 - EUR
- Minimum amount: 500
Fee (%): 0%
Fixed fee: 0
Captured GEL product conditions
Place your money for fixed amount of time and enjoy the certainty of knowing exactly how much interest you're going to earn.
TERMS
- Opening deposit - Free;
- Deposit currency - GEL;
- Minimum amount - 500 GEL;
- Increase or decrease - Not Allowed;
- Withdrawing the accrued interest - Monthly or at the end of the term;
- In case of termination of term deposit before the due date, no interest will be accrued.
Since January 1, 2018, the Bank has been participating in the Deposit Insurance System established on the basis of the Law of Georgia “On Deposit Insurance System”. In the event of an insured event, the available amount on the depositor’s deposit/account will be reimbursed by the Deposit Insurance Agency within the limit of 50,000 GEL, and the remaining amount will be reimbursed in accordance with the procedure provided for by the current legislation.
For additional information, you can visit the website of the LEPL – Deposit Insurance Agency: www.diagency.ge
Currency-specific conditions
| Currency | Minimum amount | Opening / issuance fee |
|---|---|---|
| GEL | 500 GEL | Free |
| USD | 500 USD | Free |
| EUR | 500 EUR | Free |
Conditions · USD
- Opening deposit - Free;
- Deposit currency - USD;
- Minimum amount - 500 USD;
- Increase or decrease - Not Allowed;
- Withdrawing the accrued interest - Monthly or at the end of the term;
- In case of termination of term deposit before the due date, no interest will be accrued.
Since January 1, 2018, the Bank has been participating in the Deposit Insurance System established on the basis of the Law of Georgia “On Deposit Insurance System”. In the event of an insured event, the available amount on the depositor’s deposit/account will be reimbursed by the Deposit Insurance Agency within the limit of 50,000 GEL, and the remaining amount will be reimbursed in accordance with the procedure provided for by the current legislation.
For additional information, you can visit the website of the LEPL – Deposit Insurance Agency: www.diagency.ge
Conditions · EUR
- Opening deposit - Free;
- Deposit currency - EUR;
- Minimum amount - 500 EUR;
- Increase or decrease - Not Allowed;
- Withdrawing the accrued interest - Monthly or at the end of the term;
- In case of termination of term deposit before the due date, no interest will be accrued.
Since January 1, 2018, the Bank has been participating in the Deposit Insurance System established on the basis of the Law of Georgia “On Deposit Insurance System”. In the event of an insured event, the available amount on the depositor’s deposit/account will be reimbursed by the Deposit Insurance Agency within the limit of 50,000 GEL, and the remaining amount will be reimbursed in accordance with the procedure provided for by the current legislation.
For additional information, you can visit the website of the LEPL – Deposit Insurance Agency: www.diagency.ge