Board of Directors

H. Emre Yılmaz
H. Emre Yılmaz
Chief Executive Officer

Mr.H. Emre Yılmaz (born in 1972) graduated from Middle East Technical University, Department of Political Science and Public Administration in 1995 at Ankara.

He received his title of Master of Business Administration at the University of Amsterdam in 2013.

Mr. Yilmaz started his career at Türkiye İş Bankası A.Ş. in July 1996 Yılmaz as an Assistant Inspector at the Board of Inspectors.

He was promoted to management and served Is Bank at the below positions consecutively;

  • Kecioren/Ankara Branch Manager (2005 and 2007);
  • Amsterdam Branch Manager (2007-2011);
  • Head of Cross-Border Banking Unit (2011-2014);
  • Bayrampasa/Istanbul Branch Manager (2014-2017);
  • Division Head of the Retail Banking Sales Division (2017-2019);
  • Şişli/Istanbul Commercial Branch Manager (2019-2022).


Mr. H. Emre Yilmaz was most recently designated on October 2022 as CEO and Country Manager of JSC Isbank Georgia.

He served also as a member of the boards of the following corporates:

  • Arap-Turk Bank (A&T Bank) (2011-2014);
  • Anadolu Hayat Pension and Insurance Company (2017-2019);
  • Is Bank's Board of Managers of the Turkish Republic of Northern Cyprus (2017-2019);
  • Arap-Turk Bank (A&T Bank) (2022 – 2023). 

Mr. Yilmaz is fluent in English.
Hüseyin Karabulut
Hüseyin Karabulut

Deputy Chief Executive Officer

Born in Istanbul in 1978, Hüseyin Karabulut received his bachelor's degree in Business Administration and master’s degree in Finance from Istanbul University.

Beginning his career in 2001 at Türkiye İş Bankası A.Ş., Hüseyin Karabulut served as an Inspector within the Board of Inspectors until 2010, after which he advanced to Deputy Manager of the Commercial Loans Underwriting Division.

In August 2023, Hüseyin Karabulut was appointed as Deputy Chief Executive Officer and member of Management Board at JSC Isbank Georgia.

Hüseyin Karabulut holds the Credit Rating Specialist License, Capital Market Activities Level 3 License, Derivative Financial Instruments License, and Corporate Governance Rating License, all approved by the Capital Markets Board of Türkiye. Moreover, Mr. Karabuluts extends his proficiency internationally with Certificate for Documentary Credit Specialists (CDCS) from The London Institute of Banking & Finance.

Hüseyin Karabulut is a fluent English speaker.

Hakan Kural
Hakan Kural

Deputy Chief Executive Officer

Mr. Hakan Kural was born on 19th of February 1983 in Antalya, Turkey.

Mr. Kural has Bachelor's and Master’s degree in Econometrics from Izmir Dokuz Eylul University.  He is PhD student in the Department of Econometrics of the Institute of Social Sciences of Antalya Akdeniz University.


Mr. Hakan Kural has 14 years of working experience in Türkiye Iş Bankası A.Ş. Starting career in 2006 as an Assistant of Corporate Banking Marketing Specialist at Türkiye İş Bankası A.Ş. Akdeniz Corporate Branch; in 2011 Mr. Kural was promoted to Corporate Banking Marketing Specialist.


In 2017 he has become Deputy Branch Manager of the same branch.


Mr. Kural has joined JSC Isbank Georgia team as a Deputy Chief Executive Officer and is the Member of Isbank Georgia’s Board of Directors since July, 2019.

Mr. Kural is fluent in English.

Ucha Saralidze
Ucha Saralidze

Chief Financial Officer

Ucha Saralidze was born on 26 June 1988 in Tbilisi, Georgia.

He graduated from Tbilisi State University in 2009 with Bachelor’s Degree in Economics. Currently he is CFA candidate.

Mr. Ucha Saralidze started his career in TBC Bank as a Corporate Reporting Manager in 2008 and was soon promoted to Senior Corporate Reporting Manager. He continued his career in the same bank as Senior Financial Analyst in the Financial Management Department. He performed the role for 4 years. Besides his corporate career in finance sector, Ucha Saralidze has experience in construction and production sectors in Georgia with a strong focus on analyzing market, developing financial strategies and bringing value to operations in the companies.

Mr. Ucha Saralidze joined Isbank Georgia in 2015 on the position of Chief Accountant and performed the duty of Head of Financial Division also

Since 2017 Mr.Saralidze has held the position of Chief Financial Officer (CFO). Mr. Ucha Saralidze is the Director, member of the Board of Directors since 2020.

Mr. Saralidze is fluent in English.

Vasil Apkhazava
Vasil Apkhazava


Chief Risk Officer



Mr. Vasil Apkhazava was born in Tbilisi, Georgia, on January 21, 1976.

Mr. Apkhazava graduated from Tbilisi Institute of Banking and Finance in 1997 with a Bachelor's degree. He completed the entire MBA program at the European School of Management in Tbilisi in 2007.


Mr. Vasil Apkhazava has 26 years of experience working in banking industry. In 1996, he began working on his career as a loan officer. At TBC Bank, Tbiluniversalbank and Bank of Georgia Mr. Apkhazava received promotions to various positions.


Mr. Apkhazava has joined JSC Isbank Georgia’s team as a Chief Risk Officer and is the Member of Isbank Georgia’s Board of Directors since April 2022.


Mr. Apkhazava is fluent in English.